Wealth Dashboard

Build your net worth from its parts, then see where you sit on Canada's wealth-by-age curve — modeled percentile bands from the Survey of Financial Security.

Individual view equivalizes household wealth with the square-root scale (÷√2.4) — a modeled adjustment, not observed individual data.

Your net worth

Assets

DB commuted value, DC balance. Exclude CPP/OAS.

Debts

Student, auto, credit cards, lines of credit.

Compare

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your calculated net worth

Estimated net worth by age — percentile bands, households

10th–25th 25th–50th 50th–75th 75th–90th Median You

Method & honesty box

Single-year values are modeled estimates. StatCan publishes wealth in broad age groups, not for every age. Anchors are the SFS 2023 medians (under-35 $159k, 35–44 $409k, 45–54 $676k, 55–64 $873k, 65+ $739k), joined with shape-preserving interpolation; under-25 ramps up from a student-debt-adjusted start and 75+ tapers ~3%/yr for retirement drawdown. Percentile bands come from a log-normal fit to the national median and the PBO top-1% threshold ($7.4M). Selecting a province rescales the national curve by that province's SFS 2023 median — the same approach wealthdashboard.ca uses.

Income composition is a modeled lifecycle profile calibrated to 2023 T1 Family File income compositions (all families: 70% employment; senior families: 25% employment, 33% transfers). Wealth composition shows published DHEA averages per household — averages run higher than medians. Provincial income figures are T1 2023 median wages, salaries and commissions.

Sources: Statistics Canada — Survey of Financial Security 2023, Distributions of Household Economic Accounts, Canadian Income Survey, T1 Family File 2023; Parliamentary Budget Officer top-tail 2025 update. Income-composition lifecycle curve is our model; all else is published data. Inspired by wealthdashboard.ca; all modeling is our own.

Median net worth by province — SFS 2023, per economic family

Median employment income by province — T1 tax filers 2023, wages/salaries/commissions

All filers Men Women

Where income comes from over a lifetime — modeled shares of total income

Employment Investment Pension Government transfers

What household wealth is made of — DHEA averages per household by age

Real estate Financial assets Other assets Mortgage Other debt Net worth

DHEA = Distributions of Household Economic Accounts. Averages, not medians — a few wealthy households pull averages up. Employer pension entitlements sit inside financial assets; CPP/QPP and OAS are excluded.