DQYDJ.ca is the Canadian edition of the "Don't Quit Your Day Job" finance toolkit — calculators and research built on Statistics Canada, CRA, and Service Canada data, not American numbers.
Every tool below runs entirely in your browser — nothing you type ever leaves your device.
Build your net worth from its parts and see where you sit on Canada's wealth-by-age curve — modeled percentile bands, household or individual view.
Enter your age and household net worth to see where you rank against Canadian households, using the Survey of Financial Security.
Compare your pre-tax income to the Canadian individual income distribution — overall and by age group.
See how your household income stacks up against Canadian households from coast to coast.
The number — and share — of Canadian households worth $1M, $2M, $5M and more.
2026 federal + provincial tax brackets. See your marginal rate, average rate, and take-home pay.
2026 marginal rates on employment income, eligible and non-eligible dividends, and capital gains — every province and territory.
Which account wins for you? Compares after-tax outcomes at your current and retirement tax rates.
Estimate your Canada Pension Plan and Old Age Security at 60, 65, or 70 — including the OAS clawback.
True Canadian semi-annual compounding, CMHC insurance, and amortization schedules.
Are you on track? Compare your retirement savings to Canadian medians by age, and project your nest egg.
American finance sites quote the Federal Reserve's Survey of Consumer Finances, 401(k)s, and IRAs. Canada runs on different rails: the Survey of Financial Security, RRSPs and TFSAs, CPP/QPP and OAS, and a tax system where your province matters as much as Ottawa. DQYDJ.ca translates the "Don't Quit Your Day Job" toolkit into numbers that actually apply to you.
